Hi, I have read through all your requirements and I am happy to say that not only do I satisfy these requirements, but I carry a bit more to the table than what you would expect from your average freelancer. For example, I worked in a research department in an investment bank for nearly 9 years, so I am well-versed in the finance industry. Not only am I bilingual in both English and Malay, I am confident enough to say that I am the best bidder here when it comes to this language pair. I may not have the best English on this website, or the best Malay, but I have the best mastery of both languages (on this website). Don't worry, my services are cheap, I only charge US$0.02 for translations and US$0.01 per word when it comes to proofreading with corrections. I prefer to be paid through freelancer.com but I can still invoice you monthly as long as you post a private hourly project for me, which is very easy to do. That way, I can still get paid through this website and you can still get invoiced once a month. Thank you for taking the time to read my proposal. Please contact me.