HTML Email Template

I need someone who has a lot of experience in developing HTML email newsletters for sending through Yahoo Mail or a similar web-based email provider. I need strong HTML template code and graphics developed for repeated use in sending out a newsletter through my Yahoo email account. I do not want to use an automated email marketing client because I am keeping a very exclusive list of contacts and do not wish to breach the personal feel. I also need graphic design for the header of the newsletter, to fuse an existing photo and existing logo with title text for an overall professional appearance. This project will also involve graphic design of about 3-4 section header pieces. The template will need to be in a two-column format, with one wide column on the left for the body of the newsletter, and a narrow side-bar on the right for links and other bullet points. The template should allow for the placement of images into the left column, with the main story text wrapping around the photos. You will need to place comment tags in appropriate areas of the code, to direct me on where to insert my content. Completion of job will involve confirmation of my test users successfully opening the email with expected results on different platforms and email clients. Project assumes it is possible to send HTML email through Yahoo Mail. Please PM me if you are aware of incompatability issues with Yahoo Mail in sending HTML email. Thanks.