Test:
"How to save money on a car insurance.
We will show you below some do’s and don’ts which will hopefully lower your car expenses.
1. Buy an yearly subscription instead of six months or less - this will save you money for sure. Of course, like any other choice you make regarding your finances, make sure you first ask what are the quotations, as insurance companies will speculate even the smallest opportunity and could give you a higher rate if you ask directly for one year option.
2. Buy your insurance online. To make it easier for car owners, some websites collect offers using a special up-to-date comparison application. But don’t rely entirely on that information and make sure you follow the steps mentioned above.
3. Don’t automatically renew your policy. Ask for different offers each time and make sure you choose the cheapest one. This is also a tricky choice, given the fact that you also have to consider the reputation of the insurance company. If you don’t, you can lose your money to a ghost company that will not cover your expenses when needed.
4. Don’t claim small damages. You will only stain your record and if you make a quick calculation, you will realize that you would have more to gain if you would pay separately for those scratches.
There are many ways to keep your car insurance expenses low, but the most efficient still remains cautious driving, exemplary participation in traffic, thus avoiding small or significant car damaging events." Irina Filip, Romania