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I need you to write a research article as specified below:

SUB: LEGAL RESEARCH PAPER (U.S)

• Any topic that has occurred within the last one to ten years is considered current. The research paper must be at least ten (10) FULL PAGES OF TEXT in length, typewritten in twelve (12) point font and double spaced. Visual aids do not count towards the ten (10) page requirement. All research sources shall be listed at the end of the paper

• The selection of your topic is entirely discretionary.

• You may select a current legal issue, like the U.S. government’s takeover of General Motors, the financial bailout of AIG, the BP Gulf oil spill, or even a local one, such as the legal challenges posed by the Americans with Disabilities Act facing a long-time burger establishment in Sacramento known as the Squeeze Inn, or the fire/arson that occurred at the Galleria Mall in Roseville. Another hot topic is mortgages and the real estate industry dealing with a flood of short sales and potential foreclosures. You may even choose to focus your paper on a business you work for currently. Chrysler recently announced that they are closing over a thousand auto dealerships across the nation. How are the dealerships affected by this decision and what recourse does a dealer have once they are instructed to close their operations? Another potential topic could be the bankruptcy of some major retailers, including Borders Books, Blockbuster Video, Hollywood Video, Hostess, Anchor Blue, Mervyn’s, Circuit City, and Gottschalk’s. What is the process of bankruptcy? What happens to all the assets of the business? How are the owners of the business impacted? What happens to the employees? What about lenders/creditors? There have been a lot of changes taking place in the insurance industry. Within the last few years, AIG purchased 21st Century Insurance, Farmers Insurance then bought 21st Century Insurance, and Allstate recently acquired Esurance. How does this impact shareholders? What about policy holders? Does this affect the employees in any way? Farmers Insurance also purchased Coast National/Bristol West Insurance. Farmers Insurance is owned by Zurich Insurance. Does this violate any antitrust laws? Where does the California Department of Insurance fit in to all of this? Last, Liberty Mutual Insurance just purchased Safeco Insurance. Why is there this trend in the insurance industry? Another topic would be the recent intellectual property litigation between Apple and Samsung. Other current topics include Proposition 64, Wells Fargo Bank Fraud Scandal, and the Volkswagen EPA Fraud case.

• AGAIN, PLEASE BE SURE TO FOCUS ON THE BUSINESS LAW ASPECT OF ANY SELECTED TOPIC.

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