I'm a 3D modeler with Blender experience, i have many characters done, you can see some of them in my profile.
I do full rigged characters in Blender, talking as much as the client wants with him, so communication isn't an issue.
I usually take 12 days for a model to be done.
I also have experience with furries, so it wont be a problem neither.
I charge 100USD for a model like youre asking for .